Insuring the future

Insurance Feature

Never under-estimate the need for insurance

As the 21st century draws nearer and nearer, the importance of insurance cannot be under-esti mated.

Especially with El Nino still hanging around and the prospect of the Millennium Bug, insurance must not be considered a luxury but a necessity.

Many families and businesses have planned for all sorts of contingencies that could occur.

These include the need to be able to retire in peace, the need to save for high er education and the need to ensure that should you die, your children will not have financial burdens hanging over them.

All of these must be planned for, and

that is where a good financial helper comes in.

One company that has been helping families and busi

nesses in Hawaii for over 40 years is Grand Pacific Life Insurance Limited.

Still run by family, the company pro vides life insurance and retirement, financial and estate planning for thou sands of people throughout the Pacific.

Locally owned and managed, Grand Pacific is dedicated to providing person alised service to the people of the Pacific.

“We live and work where our cus tomers are so we share the same beliefs and commitment to our communities,” according to a spokesperson for the com pany.

Because of the size of the Pacific, and to best serve their customers in the Pacific Region, Grand Pacific Life Insurance have knowledgeable agents

conveniently located throughout the North and South Pacific.

This includes agents in Pago Pago, American Samoa; Chuuk State and Pohnpei in the Federated States of Micronesia. There are also agents in Agana, Guam; Majuro, in the Marshall Islands; Saipan, in the Mariana Islands, Nuku’alofa, Tonga and Apia, Western Samoa.

These agents have the expertise to be available to answer any questions you may have about your life insurance and retirement, financial and estate planning needs.

Grand Pacific Life Insurance Limited is a member of the Finance Factors Family of Companies. This parent com pany includes Finance Factors Limited, a financial services company, with offices in Hawaii and Guam; as well as ISLA Financial, a joint venture, located in Saipan.

The executive management of the company includes Senator Hiram Fong ID, who is chairman of the board.

Emeritus; Daniel Lau who is chairman of the board, CEO; Russel Lau, who is vice chairman of the board; and John McHugh, who is executive vice presi dent, COO. ■